Terms of Use
Welcome to Harris & Associates Insurance Agency LLC. These Terms of Use (“Terms”) govern your use of this website (the “Site”). By accessing or using this Site, you agree to these Terms and our Privacy Policy. If you do not agree, please do not use this Site.
1. No Binding of Insurance Coverage
Requests for quotes, applications, certificates, policy changes, payments, or other information submitted through this Site do not constitute the binding, issuance, renewal, modification, or cancellation of insurance coverage.
Insurance coverage is only effective when confirmed in writing by an authorized representative of Harris & Associates Insurance Agency LLC and accepted by the applicable insurance carrier.
Coverage cannot be guaranteed through voicemail, email, text message, online forms, or this Site.
2. Informational Purposes Only
The information provided on this Site is for general informational purposes only and should not be considered legal, tax, financial, or insurance advice. Use of this Site does not create a broker-client, fiduciary, or professional advisory relationship.
3. Accuracy of Information
You agree to provide complete and accurate information when requesting quotes, certificates, or policy services. Harris & Associates Insurance Agency LLC is not responsible for errors, coverage issues, denied claims, or delays resulting from incomplete, inaccurate, or outdated information provided by you.
4. Permitted Use
You agree not to use this Site to:
- Violate any applicable federal, state, or local laws or regulations.
- Interfere with the operation or security of the Site.
- Upload or transmit malicious code, viruses, or harmful material.
- Attempt unauthorized access to the Site or related systems.
- Use the Site for spam, solicitation, or fraudulent purposes.
5. Limitation of Liability
To the fullest extent permitted under California law, Harris & Associates Insurance Agency LLC shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to your use of this Site, including reliance on information provided through the Site, technical interruptions, inaccuracies, delays, or inability to access the Site.
6. Third-Party Websites
This Site may contain links to third-party websites, including insurance carrier websites or service providers. We do not control and are not responsible for the content, availability, privacy practices, or security of third-party websites.
7. Intellectual Property
All content on this Site, including text, graphics, logos, icons, images, and website design, is the property of Harris & Associates Insurance Agency LLC or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.
8. Changes to These Terms
Harris & Associates Insurance Agency LLC may update or modify these Terms at any time without prior notice. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
9. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the State of California, without regard to conflict of law provisions.
10. Accessibility
We are committed to improving the accessibility and usability of this Site for all users. If you experience difficulty accessing any part of this website, please contact us for assistance.
11. Contact Information
If you have questions regarding these Terms, please contact:
Harris & Associates Insurance Agency LLC
Phone: 916-435-0200
Email: teddie@harrisandassociatesins.com